Are rideshare accidents common in Charlotte? Rideshare companies and apps such as Uber and Lyft have been growing so popular that they are ingrained into our society’s transportation habits. This consistent rise in the frequency of use has caused more riders and motorists to be at risk for a potential collision. If you were a passenger or another motorist in a collision with a rideshare driver, reach out to an experienced rideshare accident lawyer at Edwards Injury Law today to learn your legal options.
The North Carolina Department of Transportation does not yet record any data or statistics regarding exactly how many accidents involving rideshare vehicles occur each year. This type of information is included comprehensively within the car accident data for the state. Not surprisingly, rideshare companies such as Uber and Lyft do not voluntarily provide this kind of information, either.
Who Is at Fault if I’m Injured as a Passenger in an Uber or Lyft?
Rideshare apps provide many employment opportunities to drivers everywhere. Unfortunately, the popularity of the apps has also caused an increase in confusion about insurance coverage after accidents occur. There are many steps to take for collecting compensation after sustaining injuries in an Uber or Lyft. The Uber or Lyft insurance policies may provide up to $1 million in coverage for injuries and property damages in a majority of accident claims. However, there are many factors to consider when other motorists are in an accident with rideshare drivers.
Coverage Amounts for Other Motorists in Accidents with Rideshare Drivers
The determination of coverage with the rideshare company’s insurance policy will vary depending on their app. One primary factor for Uber and Lyft is whether the driver’s app is on or off. If the motorist has not turned on the rideshare app, the driver’s private insurance policy will cover the accident.
If there are more damages than the rideshare insurance policy will provide coverage for, the driver’s private insurance policy will also cover the additional damages. The state follows the contributory negligence rule, which will often complicate the settlement process. If the rideshare driver or their insurance company asserts and proves that the plaintiff shares partial liability, they will not be eligible to recover compensation for damages in this state.
If the Driver has Not Accepted the Ride
If a motorist is in a collision with a rideshare driver waiting for a customer, there are variances in coverage amounts. When the app is on, but the rideshare driver has not accepted a passenger, Uber offers different coverage amounts under their insurance policy. Before taking on a passenger, the rideshare company’s insurance policy provides $50,000 in bodily injury coverage for each person or $100,000 per accident. During this time, they cover up to $30,000 in property damages. Lyft’s coverage in the same circumstance is similar, except the policy provides $25,000 in coverage for property damage during this time.
After the Driver Accepts the Ride
If the rideshare driver turns on the app and accepts a ride, Uber and Lyft offer $1 million in bodily injury or accidental death coverage. Uber and Lyft also provide $1 million in uninsured/underinsured motorist coverage.
When a Third-Party Shares Liability
If another third-party motorist shares liability for the accident, the plaintiff will need to file a claim to recover damages with that driver’s insurance company.
The Time Frame to Recover Damages
For personal injury claims in this state, the plaintiff must ensure they commence the legal action within the requirements of the Statute of Limitations. According to the North Carolina General Statutes Section § 1-52, the plaintiff must file the legal action within three years of the car accident. Missing the statute’s deadline will likely mean they are ineligible to collect compensation for damages.
How Edwards Injury Law Can Help After A Rideshare Accident
Accidents with rideshare drivers are complex and can quickly confuse and overwhelm passengers and other motorists who have no previous experience dealing with them. A knowledgeable attorney could answer questions and help you get the compensation for damages you need for recovery, cover living expenses, and for pain and suffering. If you were in a vehicle collision with an Uber or Lyft driver and would like help to recover compensation for damages, contact Edwards Injury Law. We are a veteran-owned firm with a tried-and-true commitment to excellence and integrity. You can allow us to handle insurance company negotiations and the legal work while having peace of mind knowing your case is in excellent hands.
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